Who We Work With
We have aligned the processes and values of the firm to assist wealth advisors and their clients’ to understand life insurance products, develop clear objectives and to provide life insurance solutions with transparency, objectivity, and independence.
The overriding objective is not to force insurance into a plan, but to carefully assess if insurance is critical to the financial base and if it makes sense.
What We Do
Providing life insurance solutions requires us to understand the clients current insurance portfolio, help to define the objectives and then to provide an objective analysis and options for the team to consider. This encompasses:
Performance Evaluation – Objective analysis of the current portfolio.
Estate Planning – coordination with current or proposed estate plan.
Long-Term Care – Educating and discussing the need for Long-Term care planning and helping to identify the best options available for the client to consider.
Business Planning – Buy/Sell, Key-Person and Company Owned policy opportunities.
Supplemental Retirement – providing options for clients to take advantage of the tax favored benefits inherent in life insurance to enhance and improve their overall retirement plan.
Underwriting – streamline and simplify the underwriting process with a focus on obtaining the most favorable results.